Privacy Policy

Privacy Policy

Smart Money Tree – Sow & Grow Your Own…


Budgetree is an educational platform for analyzing, learning & discussing general and generic information related to finance; like budgeting, general & goal based financial planning, investments options & strategies etc.


We offer evaluation tools; these are solely for informational & educational purposes so that users can easily run their own valuations. The pre-defined values are simply a starting point based on general global assumptions and our derivation of those assumptions. We give our views based on said assumptions as to whether a specific investment approach is suited to the financial needs of a specific individual or not. But users should amend them as they see fit and not regard them as a substitute for their own judgment.

Our content is intended to be used and must be used for information and education purposes only. It is very important to do your own analysis before making any decision based on your own personal understanding & circumstances.

No content on the site constitutes - or should be understood as constituting - a recommendation to enter in any transactions or to engage in any of the investment strategies presented in our site content.

You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information. Any arrangements between you & us & with any third party contacted via the Website are at your sole risk.

Our short courses cover theoretical concepts of general & goal based financial planning andinvestments options & strategies. All students should therefore consider the course material only for educational purposes and any examples, calculations or real-world entities mentioned should NOT be considered to be indicative of or representing Budgetree's research views or investment opinions.


Budgetree is exclusively for educational purposes and does not provide any advice/tips on Investment or recommend buying and selling of any stock.

We collect, retain, and use your contact information for legitimate business purposes only, to contact you and to provide you information & latest updates regarding our products & services. We do not sell or rent your contact information to third parties. Please note that by submitting the above mentioned details, you are authorizing us to Call/SMS you even though you may be registered under DND. We shall Call/SMS you for a period of 36 months.


Privacy Policy

We, at Budgetree, collect personal information from various sources, including from you directly when you visit the website/app, sign-up/login to the website & App; information generated throughout your association with us (data collected from cookies and similar technology described in cookie policy).

This privacy policy set out to protect any information that you share when you use our website/app. We are committed that your privacy is protected at all times.

Depending on the nature of service you choose to receive from Budgetree, the personal information you provide would include:

  • Personal details ( Name, Phone number, email address)
  • Account details (username and password);
  • Communications (If you contact us with questions, comments, or requests)

We may use your Personal Information for the below-stated actions:

  • For research and analysis to offer or improve our services and quality
  • To check and process requests submitted related to products/services/instructions
  • To share updates or changes in any product/services or terms & conditions
  • To resolve queries and complaints
  • To perform due diligence as required by the law
  • To monitor and review services
  • For conducting audits and maintaining records
  • For selective offers and promotions

You will be free to unsubscribe from our mailing list at any time if you do not wish to receive such emails from us.

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over such third-party websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites. You should exercise caution and look at the privacy statement applicable to the website in question.


Any disputes relating to Budgetree’s website/app shall be governed by the laws of Budgetreeowner’s home jurisdiction, i.e., Pune - Mahrashtra, India, without regard to its conflict of law provisions.


Budgetree, Registered Office: A-4, Swojas Complex, PariharChowk, Aundh, Pune - 411007. Tel: 022-40059425.